Guaranteed Income For Life

How Safe Is A Fixed Annuity

The Fixed Annuity is considered a very low risk investment. It is issued and guaranteed* by an insurance company, which places the money in a reserve account held for the benefit of the policyholders.

Almost all corporate retirement plans use Fixed Annuities to fund retirement income. The insurance company guarantees* that the obligation will be met, through legally required reserves.

Annuities are used to provide a guaranteed* income stream protected from lawsuits, excess spending or investment failure.

Financial Planners use annuities to ensure that even if the stock market crashes and the banks fail like they did in the 30's, the individual would continue to have an adequate income stream.

Fixed Annuities have been around for many, many years; and, to the best of our knowledge, no one has ever lost money when a Fixed Annuity was held to maturity.

• When Can I Start Taking Distributions?
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* Guarantees extend to the claims paying ability of the issuer.